„Lokata na nowe środki” to oferta lokaty od Velo Bank, która możesz otworzyć (tylko i wyłącznie online) na kolejno 2, 3 lub 6 miesięcy. W ramach aktualnej promocji możesz zacząć oszczędzać już od 1 000 zł. Jeżeli zdecydujesz się zainwestować środki na okres 6 miesięcy to „Lokata na nowe środki” będzie miała oprocentowanie równe 5%, czyli najwyższe z oferowanych. W przypadku inwestycji na 3 lub 12 miesięcy lokata będzie miała niższe oprocentowanie nominalne: 4,8% na 3 m-ce i 4,6% na 12 miesięcy.
Spis treści:
- Krótka charakterystyka Lokaty na Nowe Środki
- Warunki Lokaty Tradycyjnej w Velo Bank
- Jak założyć Lokatę na Nowe Środki w Velo Bank?
- Pytania odnośnie Lokaty na Nowe Środki (FAQ)
- Zalety i wady lokaty w Lokaty na Nowe Środki w Velo Bank
- Podstawowe informacje o VeloBank
- Inne oferty lokat dostępne na rynku
Krótka charakterystyka Lokaty na Nowe Środki
„Lokata na nowe środki” Velo Bank [wariant 6-miesięczny]:
- Oprocentowanie: 5% w skali roku.
- Okres trwania: 6 miesięcy.
- Kwota minimalna: 5 000 zł.
- W ramach aktualnej promocji możesz zacząć od 1 000 zł!
- Kwota maksymalna: 180 000 zł
Pośpiesz się jeśli planujesz skorzystać z tej oferty! Aktualna promocja “Lokata na Nowe Środki” (edycja 13/2024) została uruchomiona 23 lipca 2024 roku i będzie dostępna tylko do 8 sierpnia 2024 roku!
Poniżej znajduje się tabela przedstawiająca zyski wypracowane po 6-miesiącach (5%) na Lokacie na Nowe Środki w Velo Bank.
| Kwota na start | Zysk po 6 m-c |
|---|---|
| 1 000 zł | 24,66 zł |
| 2 000 zł | 49,32 zł |
| 10 000 zł | 246,60 zł |
| 50 000 zł | 1 232,88 zł |
| 100 000 zł | 2 465,76 zł |
| 180 000 zł | 4 438,37 zł |
Warunki Lokaty Tradycyjnej w Velo Bank
Jeżeli twoja lokata się odnowi (więcej informacji w FAQ), to zostanie oprocentowane wedle poniższych stawek. W przeciwieństwie do promocyjnej oferty nie jesteś w stanie otworzyć tam lokaty od 1000 zł, a 5000 zł. Jednak w przypadku Lokaty Tradycyjnej nie ma już kwoty maksymalnej wpłaty.
| Okres trwania lokaty | Oprocentowanie nominalne |
|---|---|
| 3 miesiące | 1,0% |
| 6 miesięcy | 1,8% |
| 12 miesięcy | 2,0% |
| 18 miesięcy | 2,75% |
Jak założyć Lokatę na Nowe Środki w Velo Bank?
Uzupełnij wniosek w kilka minut.
Po złożeniu wniosku otrzymasz numer rachunku dla Twojej lokaty.
Do 7 dni wpłać na uzyskany rachunek lokaty i zacznij oszczędzać na lokacie w VeloBank!
Pytania odnośnie Lokaty na Nowe Środki (FAQ)
-
Nowe środki to nadwyżka środków pieniężnych, które zainwestowałeś w dniu, gdy środki zostały wpłacone na lokatę, w porównaniu do salda środków pieniężnych na dzień 21.10.2023 roku.
-
Nie jest wymagane posiadanie konta osobistego w Velo Bank, ale może jeżeli je założysz to będziesz je mieć to będziesz mógł dokonywać przelewów w czasie rzeczywistym.
-
Po złożeniu wniosku o lokatę i niedokonaniu natychmiastowej opłaty otrzymasz e-mailowe potwierdzenie złożenia wniosku o lokatę. W treści potwierdzenia znajdziesz indywidualny numer rachunku lokaty, na który należy wpłacić środki w ciągu 7 dni, aby założyć lokatę.
-
Jeśli posiadasz Konto Oszczędnościowe w VeloBanku, które jest w tej samej relacji własności co lokata, zakładamy lokatę nieodnawialną. Po zakończeniu terminu tej lokaty środki zostaną automatycznie przelane na Twoje Konto Oszczędnościowe. Jeśli nie masz Konta Oszczędnościowego w VeloBanku w tej samej relacji własności co zamawiana lokata, utworzymy lokatę odnawialną. W trakcie trwania lokaty masz możliwość zmiany rodzaju lokaty, przechodząc z nieodnawialnej na odnawialną lub odwrotnie.
Szczegółowe procedury dotyczące zakładania lokat odnawialnych i nieodnawialnych zostały określone w Regulaminie promocji. W przypadku lokat odnawialnych, po zakończeniu okresu promocyjnego, oprocentowanie lokaty zostanie dostosowane zgodnie z Tabelą Oprocentowania Lokat Terminowych, która przedstawia się następująco:
- Okres 3 miesięcy: oprocentowanie 1,0%
- Okres 6 miesięcy: oprocentowanie 1,8%
- Okres 12 miesięcy: oprocentowanie 2,0%
- Okres 18 miesięcy: oprocentowanie 2,75%
Zalety i wady lokaty w Lokaty na Nowe Środki w Velo Bank
- W ramach promocji możesz zacząć oszczędzać już od 1000 zł.
- Możesz założyć tę lokatę online, bez konta osobistego w VeloBank.
- Lokata odnowi się automatycznie, na tradycyjnych warunkach.
- Tradycyjnie kwota na start jest wysoka i wynosi 5000 zł.
- Oprocentowanie na 6 m-cy wynosi 5%, czyli mniej niż oprocentowanie na 2 (5,8%) i 3 (6%) m-ce.
Podstawowe informacje o VeloBank
VeloBank S.A., poprzednio znany jako Bank BFG S.A., to bank uniwersalny z siedzibą główną mieszczącą się przy Rondzie Ignacego Daszyńskiego 2C w Warszawie. Jego historia sięga 3 października 2022 roku, kiedy to został utworzony w wyniku przymusowej restrukturyzacji Getin Noble Banku S.A., przeprowadzonej przez Bankowy Fundusz Gwarancyjny. Bank działał pod dwiema odrębnymi markami handlowymi, a mianowicie Getin Bank i Noble Bank, aż do listopada 2022 roku. Po zakończeniu tego procesu restrukturyzacji bank obecnie funkcjonuje pod jedną wspólną nazwą — Velo Bank.

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